The concept of investing seems very different to when I started. In fact, some parts are unrecognisable. Terms like cryptocurrency and non-fungible tokens (NFTs) frankly intimidate me. Also, I may be wrong, but it seems like these new investment areas are better suited to millennials and the younger generations. I personally find it hard to […]
Do Millennials Like Real Estate More Than Stocks? Read More »
Our first home in Australia was akin to a shoe-box. It was the second-storey of a duplex unit that was barely more than 600 square feet of living space. We affectionately called it our ‘tree-top oasis’. Now we lived here more out of necessity than choice. Having just arrived from India, we didn’t possess the
Why It’s Important To Effectively Utilise your Living Space Read More »
Since the dawn of human civilisation, we have gathered in groups. Whether it was early settlers or modern day civilisation, it has all been an attempt to perfect cohabitation. While this was borne out of security and general well-being, this has somehow evolved into convenience and comfort. Higher population areas (particularly in developed countries) brings
Is Remote Living The Way Of The Future? Read More »
From reading my posts, you would know that I’ve been an Airbnb host for a few years. It has been a tough job for my wife and I, but certainly worth it for the above-average returns. However, we were presented with a unique challenge to our home sharing journey last year, in the form of
Why I Will Remain An Airbnb Host Post-Covid Read More »
The Australian property market has recorded incredible growth over the past decade. During 2011-2019, nearly 1.6 million new homes were built. In addition, the total housing construction value was $101.6 billion in 2019. While this growth has tremendous upside to Australia’s economy, there is a concern: how is this value insured and is there enough
Why Is Home Warranty Insurance So Important? Read More »
A mortgage is a long-term commitment that carries some hefty penalties if breached. However, borrowers can control how long they wish to be locked into a mortgage. The typical mortgage terms are 15-year and 30-year. Now most will instinctively opt for a 15-year as it’s shorter. However, it’s important to properly understand the implications of
Is A 15-year Mortgage Really Better Than A 30-Year? Read More »
For the first forty years of my life, I lived in apartments. A city like Mumbai doesn’t offer you much diversity in your living preferences. In fact, apartment living is the only available option for a city with an urban density of approximately 21,000 people per square kilometre. It was only after moving to Australia
Building Up Versus Out: Addressing The Urban Density Dilemma Read More »
The amount of space you need will change over time. Where you are in life, what are your goals, how much flexibility you need, where you’re located. These are all aspects that will determine whether apartment or house living better suits your needs. I lived in an apartment until my early 40s. I grew up
The Great Housing Debate: Comparing Apartments To House Living Read More »
The Australian housing market continues to exhibit strong signs of growth during the first few months of 2021. Capital cities are rebounding from the COVID-19 slump and there is also evidence of continued interest in regional markets. Further, what is equally impressive is that Australia’s borders have remained relatively shut during this period of market
Australian Housing Market Update: Positive Start to the New Year Read More »
So if you ask ten average investors, why is real estate such an attractive investment opportunity? My guess would be that at least 9 out of 10 would say it’s because of the tax benefits. One of the most notable tax benefits is in the form of negative gearing. Negative gearing was my saving grace
Negative Gearing and Its Role in Building Wealth Read More »
